http://www.youtube.com/watch?v=gz78T_kvqUU
I saw this video and I was just shaking my head in disbelief. Are people really this dumb? Maybe I shouldn't be so quick to judge, afterall, maybe Obama really is a nice guy and will pay my mortgage too. Let's see.....NOT!!!
Speaking of mortgages, we really did think we had this house thing in the bag. I mean, they called us up a week and a half ago, and said "you can qualify on your own" no worries, etc. etc. Ben and I were thinking - "Great! We have a house now!" Well, in the last week or so, the loan officer that we've been working with said that we now need a cosig, (even though our credit is actually
BETTER than it was before) and because it is a fixer-upper, we need not only cabinets, but we need fixtures, carpet in one of the rooms, and we need to fill the pool with water. But - they still won't guarantee the loan until those things are put in. Do they think we're stupid? Who would dump a ton of money into a house that is not theirs? And the banks want to get this house off of their books, meanwhile, it is going into dis-repair as it is sitting there? Oh, get this... they want us to fill the pool, but we can't even do that when we can't turn on the water in a house that is not ours! Idiots!
I don't know what we're going to do. I really do love the house, but we're not going to do those things until we have a guarantee that we can get the loan.
Funny thing is, I'm not really that worried. We're really okay, and if we can continue to keep paying things off the way we are doing now, well, then, we're in a better position than most.
Times may be getting tough, but we've got family around, we're healthy and happy. I'd say we're doing pretty good.